| ACCOUNT | MINIMUM TO OPEN*1 | APY*2 | COMPOUNDED*3 |
|---|---|---|---|
| Share Savings | $10 | 0.12% | MONTHLY |
| Youth Savings | $10 | 0.12% | MONTHLY |
| Teen Savings | $10 | 0.12% | MONTHLY |
| Holiday Savings | $0 | 0.12%+ | ANNUALLY |
*1A monthly service charge will be assessed if the balance falls below the minimum requirement. *2Annual Percentage Yields (APYs) effective as 03/02/25 and are subject to change. *3Dividends, if applicable, are compounded and credited to the account monthly.
| ACCOUNT | MINIMUM TO OPEN*1 | APY*2 | COMPOUNDED*3 |
|---|---|---|---|
| Basic Checking | $0 | 0% | N/A |
| Plus Checking | $500 | 0.10% | MONTHLY |
| Organization Checking | $0 | 0% | N/A |
| Busniess Checking | $500 | 0.10% | MONTHLY |
*1A monthly service charge will be assessed if the balance falls below the minimum requirement for Plus Checking and Business Checking accounts. *2Annual Percentage Yields (APYs) effective as 03/02/25 and are subject to change. *3Dividends, if applicable, are compounded and credited to the account monthly.
| Money Market Tiers*1 | APY*2 | COMPOUNDED*3 |
|---|---|---|
| $500 – $2,499 | 0.65% | MONTHLY |
| $2,500 – $9,999 | 0.70% | MONTHLY |
| $10,000 – $24,999 | 0.75% | MONTHLY |
| $25,000+ | 1.00% | MONTHLY |
| MINIMUM TO OPEN | APY*1 | COMPOUNDED*2 |
|---|---|---|
| $0 | 0.75% | MONTHLY |
| TERM | MINIMUM TO OPEN*1 | APY*2 |
|---|---|---|
| 3 Month | $1,000 | 0.75% |
| 6 Month | $1,000 | 1.25% |
| 12 Month | $1,000 | 2.50% |
| 24 Month | $1,000 | 2.50% |
| 36 Month | $1,000 | 2.75% |
| 60 Month | $1,000 | 3.00% |
| 7 Month Special | $1,000 | 4.00% |
| TERM | APR AS LOW AS | ESTIMATED MONTHLY PAYMENT PER $1000 |
|---|---|---|
| 36 Months | 4.25% | $29.64 |
| 48 Months | 4.25% | $22.70 |
| 60 Months | 4.25% | $18.54 |
| 72 Months | 4.25% | $15.76 |
| 84 Months | 4.75% | $14.02 |
Any vehicles 2014 and older please refer to our personal loans.
| TERM | APR AS LOW AS* | EST. MONTHLY PAYMENT PER $1000 for 60 MO. |
|---|---|---|
| Up to 60 Months | 5.49% | $19.11 |
*1Annual Percentage Rates (APRs) effective as of 03/02/25 and are subject to change. Please be aware that individual rates and terms may vary based on down payment, age of collateral, mileage, credit history, and credit score. All loans are subject to approval.
| TERM | APR AS LOW AS*1 | ESTIMATED MONTHLY PAYMENT PER $1000 FOR 60 MONTHS |
|---|---|---|
| Personal Unsecured Signature Loan | 9.50% APR | $21.00 |
| Share Secured Loan | 2.12% APR | $17.58 |
| 12 Mo. Share Certificate Secured Loan*2 | 4.50% APR | $18.65 |
*1Annual Percentage Rates (APRs) effective as of 03/02/25 and are subject to change. Please be aware that Personal Unsecured Signature Loan rates may vary based on, term, credit history, and credit score. Share Secured and Share Certificate Secured Loan rates are based on current share rates, plus 2%. *2Additional Share Certificate Secured Loan terms are available.
| CARD | APR*1 |
|---|---|
| Mastercard® Platinum Rewards Card | 16.40% – 26.40% APR* |
| Mastercard® Low Rate Card | 13.40% – 23.40% APR* |
| Mastercard® Low Rate Card | 14.90% – 25.90% APR* |
*1Annual Percentage Rates (APRs) effective as of 03/02/25 and are subject to change. Rates are based on credit worthiness. APRs for credit card accounts will vary with the market based on the Prime Rate. Call 1-800-924-1250 for more card details and complete disclosure. Repayment of a credit card account balance owed is a monthly payment of 3% of total account balance owed or $20 whichever is greater.
| TERM | APR AS LOW AS*1 | LOWEST EXAMPLE OF ESTIMATED MONTHLY PAYMENT PER $1000 |
|---|---|---|
| 5 Year Balloon | 5.19% APR | $5.49 |
| 10 Year Balloon | 5.39% APR | $5.61 |
| 10 Year Fixed | 5.39% APR | $10.80 |
| 15 Year Fixed | 5.49% APR | $8.17 |
| 30 Year Fixed | 5.49% APR | $5.67 |
| HOME EQUITY LINE OF CREDIT | APR AS LOW AS*1 | VARIABLE RATE |
|---|---|---|
| Revolving | 7.25% APR | Minimum payment is $1.75 for each $100.00 of outstanding balance, or $100.00, whichever is greater. APR is variable and may adjust on January 1 and July 1 of each year. The interest rate is based on an index of the current yield on U.S. Treasury securities as of the first Monday of the previous November and the first Monday of the previous May adjusted to a constant maturity of one year as made available in the Federal Reserve Statistical Release H.5. |
*1Annual Percentage Rates (APRs) effective as of 03/02/25 and are subject to change. Please be aware that Personal Unsecured Signature Loan rates may vary based on, term, credit history, and credit score. Share Secured and Share Certificate Secured Loan rates are based on current share rates, plus 2%. *2Additional Share Certificate Secured Loan terms are available.
*1Annual Percentage Rates (APRs) effective as of 03/02/25 and are subject to change. Please be aware that individual rates may vary based on term, down payment, Loan-to-Value, credit history, and credit score. Please call one of our Mortgage Specialists at 1-800-924-1250 for complete details, available loan options and any other conditions that may apply. All loans are subject to approval.
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