Privacy Policy

FACTS WHAT DOES N.E.W. CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Overdraft History
  • Payment History
  • Transaction History
  • Credit History
  • Credit Card or Other Debt
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons N.E.W. Credit Union chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does NEWCU Share? Can You Limit This Sharing?
For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes-- to offer our products and services to you YES NO
For joint marketing with other financial companies-- YES YES
For our affiliates' everyday business purposes-- information about your transactions and experiences NO We don’t share
For our affiliates' everyday business purposes-- information about your creditworthiness NO We don’t share
For nonaffiliates to market to you-- NO We don’t share

Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

What we do
How does N.E.W. Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does N.E.W Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Provide account information
  • Apply for a loan
  • Give us your contact information
  • Show us your driver’s license
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes--information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account -unless you tell us otherwise.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • N.E.W. Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • N.E.W. Credit Union does not share with nonaffiliates.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include:
  • TruStage®

Terms of Use

N.E.W. Credit Union Website Privacy Statement

Thank you for visiting our website. N.E.W. Credit Union recognizes and respects the importance of your privacy on our website; therefore we strictly adhere to important guidelines that protect our members.

Our servers collect standard non-identifying information about visits to our site, such as date and time visited, IP address, city, state and country. This information is used to compile standard statistics on the usage of our website. If you have provided personal identifying information via email, such as name and address on an application, the information may be used to communicate with you. The credit union maintains any information you provide over the Internet according to our usual strict security and confidentiality standards. Our website does not provide a chat room and therefore, no personally identifiable information will be publicly posted here. The credit union does not sell member information to any outside company or organization.

The credit union carefully selects other service providers who share the same commitment we have in protecting your privacy. In some instances we may transfer member information to one of these providers. For example, if you apply for a loan through our website, the information communicated by you may be transferred to a credit bureau only in reference to your application.

You can link to related websites from the N.E.W. Credit Union website. If you link to a website from any of our pages, you are moving to a website not operated by us. We cannot be held responsible for the content or privacy and security of the alternate websites, nor do we represent either the third party or you if you enter into a transaction.

The credit union does not knowingly collect, maintain or use personal information from our website about children under age 13. If a child whom we know to be under age 13 sends personal information to us online, we will only use that information to respond directly to that child, notify parents or seek parental consent.

N.E.W. Credit Union is committed to protecting your privacy. If you have questions or comments about this site or our privacy statement, please email us at asknew@new.org.

Mobiliti® Privacy Policy

N.E.W. Credit Union Mobiliti® Privacy Notice

Last Updated: June 2026

Mobiliti® – powered by Fiserv – helps you manage your money, view your transactions and accounts, making it easy to manage your finances on the go.

Mobiliti® provides the Services to users on behalf N.E.W. Credit Union as a service provider. This Privacy Notice, in combination with relevant privacy notices that N.E.W. Credit Union provides to you (e.g., pursuant to financial privacy laws), informs you of the policies and practices regarding the collection, use and disclosure of any personal information that Mobiliti® collects from or about users in connection with our mobile application (the “Services”). The specific capabilities of the Services available to you vary depending on Your Financial Institution. You can find more information about N.E.W. Credit Union’s privacy policies and your choices at www.newcu.org or by contacting N.E.W. Credit Union.

Mobiliti® may allow you to:

  • get real-time balances for your accounts
  • manage your money
  • view your transactions and statements
  • make transfers
  • pay your bills and manage billers
  • pay other people
  • deposit a check
  • manage cards
  • locate branches and ATMs
  • receive alerts
  • communicate with us via email or chat


THE TYPES OF INFORMATION MOBILITI® COLLECTS

Mobiliti® may collect personal information from you in the following ways:

(a) Personal Information You or Your Financial Institution Provide to us.

  • Mobiliti® may collect personal information from you or your financial institution, such as your first and last name, address, e-mail, User IDs, telephone number, and social security number when you open a new financial account or register for other financial services. Device images/videos may be accessed when you deposit a check or use a QR code to make peer to peer payments using Zelle or other payments functionality. Device contacts may be accessed when you make peer to peer payments using Zelle or other payments functionality. Device location may be accessed to detect and prevent card transaction fraud, deposit fraud and also to provide branch and atm locations.
  • Mobiliti® may collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history.
  • If you provide feedback or contact Mobiliti® via email, Mobiliti® will collect your name, email address and any other content included in your email messages to us in order to send you a reply.
  • Mobiliti® also collects other types of personal information that you provide voluntarily, such as any information requested by Mobiliti® if you contact N.E.W. Credit Union via email regarding support for the Services.


(b) Personal Information Collected from Third Parties. Mobiliti® may collect certain information from identity verification services and consumer reporting agencies, including credit bureaus, in order to provide some of our Services.

(c) Personal Information Collected Via Technology. We and our service providers may automatically log information about you, your computer or mobile device, and your interaction over time with our Services, our communications and other online services, such as:

  • Device data, such as your computer’s or mobile device’s operating system type and version, manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, device type (e.g., phone, tablet), IP address, unique identifiers, language settings, mobile device carrier, radio/network information (e.g., WiFi, LTE, 3G), and general location information such as city, state or geographic area.
  • Online activity data, such as pages or screens you viewed, how long you spent on a page or screen, navigation paths between pages or screens, information about your activity on a page or screen, access times, and duration of access.
  • Cookies, which are text files that websites store on a visitor’s device to uniquely identify the visitor’s browser or to store information or settings in the browser for the purpose of helping you navigate between pages efficiently, remembering your preferences, enabling functionality, and helping us understand user activity and patterns.                                                                                                                                                                                       
  • Location Information. If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, Mobiliti® will collect your location information when you use the Services; for example, to provide our fraud detection services. If you do not want Mobiliti® to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.


DISCLOSURE OF YOUR PERSONAL INFORMATION

Mobiliti® discloses your personal information as described below.

(a) At the Direction of N.E.W. Credit Union. Mobiliti® may share your information with N.E.W. Credit Union or with third parties at the direction of N.E.W. Credit Union. Other than as described in this Privacy Notice in connection with the Services, this Privacy Notice does not apply to the processing of your information by N.E.W. Credit Union or third parties with whom Mobiliti® shares information at N.E.W. Credit Union’s direction.

(b) Third Party Service Providers. Mobiliti® may share your personal information with third party or affiliated service providers that perform services for or on behalf of Mobiliti®, for the purposes described in this Privacy Notice, including: to provide you with the Services; to conduct quality assurance testing; to facilitate the creation of accounts; to optimize the performance of the Services; to provide technical support; and/or to provide other services to Mobiliti®.

(c) Corporate Restructuring. Mobiliti® may share some or all of your personal information in connection with or during negotiation of any merger, financing, acquisition or dissolution transaction involving the sale, transfer, divestiture, or disclosure of all or a portion of Mobiliti®’s business or assets. In the event of an insolvency, bankruptcy, or receivership, personal information may also be transferred as a business asset. If Mobiliti®’s company, business or assets is acquired by another company, that company will possess the personal information collected by Mobiliti® and the company will assume the rights and obligations regarding your personal information as described in this Privacy Notice.

(d) Authorities and Others. Regardless of any choices you make regarding your personal information, Mobiliti® may disclose your personal information to law enforcement, government authorities, and private parties, for the compliance and protection services described above.

LINKS TO OTHER SITES

The Services may contain links to third party websites. When you click on a link to any other website or location, you will leave the Services and go to another site, and another entity may collect personal and/or anonymous information from you. Mobiliti®’s provision of a link to any other website or location is for your convenience and does not signify Mobiliti®’s endorsement of such other website or location or its contents. Mobiliti® has no control over, does not review, and cannot be responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Notice do not apply to these outside websites. We encourage you to read the privacy notice of every website you visit.

YOUR CHOICES REGARDING YOUR INFORMATION

You have several choices regarding use of information on the Services. 

(a) How We Respond to Do Not Track Signals. Some web browsers transmit “do not track” signals to the websites and other online services with which your web browser communications. There is currently no standard that governs what, if anything, websites should do when they receive these signals. Mobiliti® currently does not take action in response to these signals. If and when a standard is established, Mobiliti® may revise its policy on responding to these signals.

(b) Access, Update, or Correct Your Information. You can access, update or correct your information by changing preferences in your account. To do so, you should contact N.E.W. Credit Union. For additional requests, please contact N.E.W. Credit Union on whose behalf we are providing the Services to you.

(c) Opting Out SMS Communications. If you provide your phone number through the Services, Mobiliti® may send you notifications by SMS, such as provide a fraud alert. You may opt out of SMS communications by unlinking your mobile phone number through the Services.

(d) Opting Out of Location Tracking. If you initially consented to the collection of geo-location information through the Services, you can subsequently stop the collection of this information at any time by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to Mobiliti®’s collection of location information, you may no longer be able to use some features of the Services.

SAFEGUARDS AND RETENTION

We implement reasonable administrative, technical and physical measures in an effort to safeguard the information in our custody and control against theft, loss and unauthorized access, use, modification and disclosure. Nevertheless, transmission via the internet is not completely secure and we cannot guarantee the security of your information.

Federal laws and regulations require that US financial institutions retain original, active and historical records. Your personal and financial data will be retained for a period of five to ten years, depending on applicable laws, regulations and legitimate business needs.

A NOTE ABOUT CHILDREN

The Services are not directed towards individuals under the age of 18, and Mobiliti® does not intentionally gather personal information about visitors who are under the age of 18. If a child under 18 submits personal information to Mobiliti® and Mobiliti® learns that the personal information is the information of a child under 18, Mobiliti® will attempt to delete the information as soon as possible.

PRIVACY NOTICE UPDATES

This Privacy Notice is subject to occasional revision. N.E.W. Credit Union or Mobiliti® may notify you, in their sole discretion, of any material changes in Mobiliti®’s collection, use, or disclosure of your personal information by posting a notice on the Services. Any material changes to this Privacy Notice will be effective thirty (30) calendar days following notice of the changes on the Services or immediately where no notice is given. These changes will be effective immediately for new users of the Services. If you object to any such changes, you must notify Mobiliti® prior to the effective date of such changes that you wish to deactivate your account. Continued use of the Services following notice of any such changes (or use of the Services after any such changes) shall indicate your acknowledgement of such changes.

CONTACT MOBILITI®

If you have any questions or complaints about this Privacy Notice or our data collection or processing practices, or if you want to report any security violations to us, please contact N.E.W. Credit Union at: asknew@newcu.org; or by mail at:

N.E.W. Credit Union
301 Jackson St
Oconto Falls, WI 54154

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